How to Check Engine Oil

Check engine oil regularly, especially if you notice that the oil level drops between the oil changes. Engine oil cools down and lubricates the engine. Driving with very low oil level can cause engine problems.

Park your vehicle on a level ground. Set the parking brake. Make sure the transmission is in "Park". Stop the engine. Wait for a minute or two to let engine oil drain into the oil pan. Pull the engine oil dipstick. If you don't know where it’s located, check your owner's manual, usually it has a bright handle saying "Engine Oil".

Wipe the dipstick off. Insert it back fully. Pull it out again and check the oil level.

The oil level should be between the "Low" and "Full" marks. In this photo the level is OK and oil looks clean.

Check the oil condition: If it's way too black, as in the left photo, it's definitely time to change it. If it's brown, but still clean and transparent, as in the right photo, it's OK. If engine oil is of the "coffee with milk" color it means that engine coolant mixes with oil. This is a sign of some internal engine problem, such as, for example, a leakinghead gasket - have your car checked out.
If oil looks clean, but the level is low, you can just top it up.

To top off engine oil use a recommended type of oil; for example, if your owner's manual or the oil filler cap indicates SAE 5W-20, use SAE 5W-20 oil. If your engine needs synthetic oil, use only synthetic oil. You can find the recommended oil type for your car in your owner's manual.

How to top off engine oil:
Add a little amount of oil into the oil filler neck. Wait for a minute to let oil to flow into the oil pan. Check the oil level again with the dipstick. If it's still low, add some more. But don't overfill it. Don't forget to install the dipstick back and close the oil filler cap when you finished.

Tips courtesy of: http://www.samarins.com/maintenance/simple.html

Defensive Driving Tips

There are an estimated 250 million vehicles on U.S. roads today. This is a recipe for more traffic jams and longer commutes which can lead to shorter tempers. Read the following tips and live by them – they will make a difference to your well-being while in the car, as well as others who are on the road with you.

• Be cognizant: When driving, remain aware of others around you. Do not get sucked into a situation that can lead to unsafe behavior or triggering an emotional dispute with another driver.

• Be generous: When in traffic and someone wants to cut in front of you, let them. You getting to your exit, through the tunnel or to the toll gate one car length behind, will not greatly impact your arrival time at all. It will, however, insure your getting there safely.
• Be spacious: Do not tailgate. Leave plenty or room between you and the car ahead of you – even if the driver behind you is tailgating.
• Be consistent: When driving in a highly trafficked area, attempt to maintain the car at a steady speed. Do not drive at inconsistent speeds to pass someone unsafely or to ‘get away’ from another vehicle.
• Be present: Phone calls, incoming texts, makeup or children can all be a distraction to you. All of these can impact your driving. Stay present to your driving responsibility as well as the driving responses of others.
• Be schooled: For many adult drivers, the last time they took a drivers education class was when they got their driver’s license. How many years ago was that? Through local continuing adult refresher classes, enroll yourself in a program to see what is new as well as get a refresher on some things you may have forgotten. Make this fun – do it with your girlfriend, teen driver, husband or partner.

Article courtesy of: women-drivers.com

Buying vs Leasing vehicles

When it comes to buying or leasing a car the options can be confusing. To help you make an informed decision we have provided the information below.

Buying

Who Owns It

Whether you pay for the car with cash, or finance it and make monthly payments, either way it’s yours. Of course, if you’re financing it, you’ll have to meet the obligations the lender requires, like a certain down payment amount and timely monthly payments. If you don’t, they have the right to repossess it.

Up-front Costs

If you’re financing it, the bank will probably request a down payment. You can also trade-in another vehicle and use any equity towards your down payment. The amount of the down payment is usually based on the lender’s requirements and your credit score.

Future Value

Your vehicle will be worth whatever you can sell it for in the future and that depends on how well you maintain it. (Be smart and protect your investment with regular scheduled maintenance by a factory-authorized facility!)

End of Payments

Once you’ve paid off what you owe on your contract, that’s it. Your vehicle is 100% yours. The lending institution will send you a Lien Release as proof that the vehicle is completely paid off and all yours.

Leasing

Who Owns It

You do not own the car when you lease. You’re paying for the use of the vehicle, but the finance institution that you leased it through actually owns it. This is usually why you pay less per month in a lease than if you were to buy the car. .

Up-front Costs

Leases often do not require any type of a down payment. All you usually have to pay is the first month’s payment, a security deposit, the acquisition fee and other fees and taxes. But, as with a purchase, if you want to lower your monthly payments you can always pay more upfront.

Future Value

In most leases you don’t end up owning it so you don’t end up selling it. That’s the financial institution’s job. Although you may have mileage limits and wear and tear guidelines that, if you exceed them, could cost you extra money when you turn your vehicle back in.

End of Payments

Most people return the vehicle at the end of the lease term. But some like to purchase it during their lease or at the end. Others like to trade it in before their lease is over. Just ask us about these different options before signing any paperwork and we’ll make sure you have your lease set up the way you want it.

Best Cars to Lease

The best cars to lease are those with the best book value after the term of the lease. Since they depreciate less, you pay less. Review the lease ratings to see which cars retain their value.